Trust Programs

trust program Information

Guardianship & Trusts Corporation (GTC) is a 501(c)(3) non-profit organization and publicly chartered trust company since 1983. We offer Special Needs Trusts, Discretionary Trusts, Qualified Income Trusts and Pooled Trusts.

Guardianship & Trusts holds a Department of Banking Certificate of Authority from the Tennessee Department of Financial Institutions and is subject to oversight of that regulatory institution.

Guardianship & Trusts serves people with disabilities who named as beneficiaries of Special Needs Trusts. This type of account allows the beneficiary to retain funds for certain medically-related expenses not covered by Medicare or Medicaid while also retaining any public benefits for which they may qualify.

As the only non-profit publicly chartered trust company in Tennessee, GTC’s fees are much lower than traditional trust companies and the service is available to investors at all levels.

We respect that every case is different and we are happy to help navigate you on the best path for your situation.

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Special Needs Trusts
Discretionary Trusts
Qualified Income Trusts
Pooled Trusts

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Trust Program Overview

SEPERATELY MANAGED TRUSTS

POOLED SUPPLEMENTAL NEEDS TRUSTS

Trust management services help families and individuals plan to support a beneficiary in the future, professionally managed with the goal of protecting the beneficiary’s resources and benefits. For beneficiaries who qualify for means-tested government benefits (such as SSI or Medicaid ), a Special Needs Trust can provide funds for certain types of expenses while ensuring that the person remains eligible for those benefits.

POOLED SUPPLEMENTAL NEEDS TRUSTS

Self-Settled and Third-Party Pooled Trusts provide an opportunity for families and individuals to set aside funds for the special needs of a beneficiary with a disability, while allowing that beneficiary to remain eligible for government benefits, such as Medicaid and Supplemental Security Income. While there is no maximum amount for a Pooled Trust account, they can be opened with as little as $2,500.

Frequently Asked Questions

Please reach us at gtc@gtctn.org if you cannot find an answer to your question.

will a trust affect my loved ones benefits?

Government benefits including Supplemental Security Income and Medicaid pay for a person's primary living needs only: food, housing, and basic medical care.

Placing funds in our Self-Settled Pooled Trust allows the beneficiary to retain qualification for government benefits.

who is eligible to enter a pooled trust?

GTC's Pooled Supplement Needs Trusts serves Tennessee beneficiaries who meet the definition of disability under the Social Security Act.

what purchases are acceptable?

GTC's Pooled Supplemental Needs Trust provides a source of funds that can be used to pay for supplemental needs such as eyeglasses, medical insurance premiums, diapers, supplemental care and certain other medical supplies and services.

Trust Programs

trust program Information

Learn More

Trust Program Overview

SEPERATELY MANAGED TRUSTS

POOLED SUPPLEMENTAL NEEDS TRUSTS

POOLED SUPPLEMENTAL NEEDS TRUSTS

POOLED SUPPLEMENTAL NEEDS TRUSTS

POOLED SUPPLEMENTAL NEEDS TRUSTS

POOLED SUPPLEMENTAL NEEDS TRUSTS

Frequently Asked Questions

Trust Forms